The Cost of Fertility Treatments

The one thing that worried me when I realized a long time ago that a very real possibility for us would be fertility treatments was the cost of it all. Yes we have money in the bank, yes we own our own home and work full time, but we're far from wealthy. We don't have tens of thousands of dollars sitting in the bank, and let's face it whenever someone mentions those words "fertility treatments" the first thing that pops into your mind are dollar signs, and visions of the Gosselins and Octomom, but that's another blog entry all together.

So for all of you out that are reading this and wondering, whether it be because fertility treatments could or are a reality for you, or it's just out of morbid curiosity, here is the real cost of fertility treatments. Or at least the cost that we have incurred over the last three cycles. Now keep in mind that I am still in the midst of my third cycle, and we do not know yet whether I am going to need a trigger shot to enduce ovulation, or whether we will be able to do timed intercourse, or if IUI is recommended. These variables will change the final total.

Now I will colour code each cycle so you have an idea of the cost that way. I will also start out with some diagnostic costs that we had to pay for, as well as the general medication that I had to take as a result of my PCOS diagnosis. Because I also have IBS, combined with the nasty Metformin side effects, my RE recommended a prescription prenatal vitamin with 5mg of Folic Acid because I was at a higher risk of malabsorption, that cost is included as well.

For those of you that are our neighbours to the South, you will notice I do not include the cost of my monthly monitoring, additional testing (ie. HSG), or bills for RE visits. This is because our Provincial Health Care plan (OHIP) covers all of these expenses. I honestly do not think our journey thus far would have been possible without these expenses being covered for us. For that I am truly grateful to live in Canada. We are also lucky that Andre's work insurance covers some of my medication that is not infertility related, so that helps greatly as well.

So with all that babbling here we go our Out of Pocket (OOP) Expenses:

Semen Analysis: (none covered by private insurance) $125.00
Diagnostic blood work (both) and ultrasound (me): OHIP
Metformin-3 month supply, 1000mg/day: (total:$130.44) After Insurance:$41.70
PregVit Folic 5-3 month supply of prenatals: (total: $121.46) After Insurance: $39.13
Total: ($376.90 without private insurance) After Insurance: $205.83
Cycle 1:
Provera (10mg/day for 10 days): (total $15.48) After Insurance: $8.48
Clomid 50mg (5 days): $45.45
All monitoring b/w and u/s: Free
Total Cycle 1: (without insurance: $60.93) After Insurance: $53.93
Cycle 2:
Provera (10mg/day for 10 days): (total $15. 48) After Insurance: $8.48
Clomid 100mg (5 days): $78.91
All monitoring b/w and u/s: Free
Total Cycle 2: (without insurance: $94.39) After Insurance: $87.39
Cycle 3:
Provera (10mg/day for 10 days): (total $15.48) After Insurance: $8.48
Clomid 150mg (5 days): $112.39
HSG (diagnostic test): Free
Puregon 300iu: $335.00
(may be subject to additional costs)
All monitoring b/w and u/s: Free
Total Cycle 3: (Without Insurance: $462.87) After Insurance: $455.87

Total OOP Expenses Cycle 1-3: $803.07